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- info@moneyaxel.com
Owning your own home is more than just an investment or a dream. A person's entire life is spent building their dream home. Money Axel is committed to making people's home building process easier and smoother by providing you with flexible home loans, making your home building journey affordable. Whether you are buying a new home, upgrading to a larger space, or renovating your current abode, our mortgage loans are ready to help you every step of the way.
| Banks | Interest Rate | Processibg Fee | Rating | Loan Amount/Tenure |
|---|---|---|---|---|
|
IDFC FIRST BANK
|
8.85% | upto 3% | ₹1L - ₹5Cr Tenure(1 - 30 Years) | |
|
HDFC BANK
|
8.95% - 9.85% | Up to 0.5% | ₹5L - ₹10Cr Tenure(1 - 30 Years) | |
|
AXIS BANK
|
8.75% - 14% | 0.05% | ₹5L - ₹1Cr Tenure(1 - 25 Years) | |
|
KOTAK MAHINDRA BANK
|
8.9% - 9.6% | 0.5% - 1% | ₹1L - ₹1Cr Tenure(1 - 20 Years) | |
|
YES BANK
|
9.15% - 11.25% | 1.5% | ₹10L - ₹10Cr Tenure(1 - 35 Years) | |
|
ICICI BANK
|
9.25% - 10.05% | 0.5% | ₹3L - ₹75L Tenure(5 - 30 Years) | |
|
INDIA BULLS
|
9.3% | 0.5% | ₹2L - ₹5Cr Tenure(1 - 30 Years) | |
|
DEUTSCHE BANK
|
6.6% | 1% - 1% | ₹5L - ₹15Cr Tenure(5 - 20 Years) | |
|
TATA CAPITAL
|
8.95% | 0.5% | ₹5L - ₹5Cr Tenure(5 - 30 Years) | |
|
L & T FINANCIAL SERVICES
|
8.65% | Up to 3% | ₹3L - ₹10Cr Tenure(Up to 30 Years) | |
|
BAJAJ FINSERV
|
8.6% - 14% | Up to 6% | ₹1L - ₹5Cr Tenure(1 - 30 Years) | |
|
HERO FINCROP
|
9.5% | Up to 3% | ₹10L - ₹5Cr Tenure(Up to 30 Years) | |
|
RELIANCE CAPITAL
|
9.75% - 13% | 0.5% - 2% | ₹7.5L Tenure(Up to 20 Years) | |
|
PNB HOUSING FINANACE
|
8.5% | Up to 0.5% | ₹8L - ₹75L Tenure(1 - 30 Years) | |
|
HDFC SALES
|
7.55% - 8.05% | Up to 0.5% | ₹5L - ₹10Cr Tenure(Up to 30 Years) | |
|
GODREJ HOUSING FINANCE
|
8.64% | Up to 3% | ₹5L - ₹2Cr Tenure(1 - 30 Years) | |
|
DCB BANK
|
8.25% - 15% | Up to 3% | ₹10L - ₹5Cr Tenure(Up to 20 Years) | |
|
IIFL FINANCE
|
8% - 18% | Up to 1.75% | ₹2L - ₹3Cr Tenure(5 - 20 Years) | |
|
CITI
|
8.45% | Up to 2% | Up to ₹10Cr Tenure(2 - 25 Years) | |
|
BANK OF BARODA
|
9.15% - 10.5% | Up to 0.5% | ₹1L - ₹10Cr Tenure(Up to 30 Years) | |
|
PIRAMAL CAPITAL & HOUSING FINANCE
|
11% | Up to 1% | ₹1L₹10L - ₹75L Tenure(Up to 30 Years) | |
|
VASTU HOUSING FINANCE
|
12.5% - 19.5% | Up to 2% | Up to ₹50L Tenure(Up to 20 Years) | |
|
DHFL
|
11% | 0.5% - 3% | ₹1L - ₹7Cr Tenure(Up to 30 Years) | |
|
FEDERAL BANK
|
10.25% | Up to 0.5% | ₹10L - ₹75L Tenure(1 - 30 Years) | |
|
CLIX CAPITAL
|
17% - 25% | Up to 2% | ₹10L - ₹2Cr Tenure(Up to 25 Years) | |
|
UJJIVAN SMALL FINANCE BANK
|
13.75% - 15.75% | 1% - 2% | ₹2L - ₹75L Tenure(3 - 20 Years) | |
|
CAPRI GLOBAL CAPITAL LIMITED
|
7.99% - 16% | Up to 2% | ₹5L - ₹50L Tenure(Up to 25 Years) | |
|
CAPITAL FIRST
|
8.9% - 11.25% | Up to 2% | ₹5L - ₹25L Tenure(Up to 20 Years) | |
|
HERO HOUSING FINANCE
|
9.5% | Up to 2% | ₹1L - ₹5Cr Tenure(Up to 30 Years) | |
|
AADHAR HOUSING FINANCE
|
11.75% - 17% | 0.2% - 0.5% | ₹20K - ₹1Cr Tenure(1 - 30 Years) | |
|
CANARA BANK
|
8.1% | Up to 0.5% | ₹10L - ₹50L Tenure(1 - 30 Years) | |
|
HOME FIRST
|
8% - 22% | Up to 2% | ₹20K - ₹75L Tenure(Up to 25 Years) | |
|
EDELWEISS
|
11% | 1% - 2% | ₹10L - ₹20Cr Tenure(1 - 15 Years) | |
|
ADITYA BIRLA FINANACE
|
9% - 12.5% | Up to 1% | ₹20L - ₹10Cr Tenure(1 - 30 Years) | |
|
MUTHOOT FINANCE
|
12% - 18% | Up to 2% | - Tenure(1 - 25 Years) | |
|
RBL BANK
|
8.85% | Up to 1.5% | ₹1L - ₹1Cr Tenure(1 - 25 Years) | |
|
POONWALA FINANCE
|
9.55% | 1% - 2% | ₹5L Tenure(1 - 30 Years) | |
|
FULLERTON INDIA
|
9.5% | Up to 3% | Up to ₹5Cr Tenure(1 - 30 Years) | |
|
UNION BANK OF INDIA
|
11.4% - 12.65% | Up to 0.5% | ₹25L Tenure(1 - 30 Years) | |
|
SBI
|
9.7% | 0 processing fee | ₹25L Tenure(1 - 30 Years) | |
|
IDBI BANK
|
8.05% - 13.45% | 1% - 5% | ₹10K - ₹50Cr Tenure(1 - 5 Years) | |
|
PUNJAB NATIONAL BANK
|
8.8% | 0.35% | Up to ₹1Cr Tenure(Up to 30 Years) | |
|
INDIAN BANK
|
8.6% - 10.15% | Up to 1% | Up to ₹75L Tenure(Up to 30 Years) | |
|
BANK OF INDIA
|
8.65% - 10.6% | Up to 0.25% | Up to ₹5Cr Tenure(1 - 30 Years) | |
|
BANK OF MAHARASTRA
|
8.4% | 0.25% | - Tenure(1 - 5 Years) | |
|
KARNATAKA BANK
|
9.08% - 10.35% | 0.25% | Up to ₹5Cr Tenure(1 - 30 Years) | |
|
LIC HOUSING FINANCE
|
8.65% | 0.5% | ₹1L - ₹15Cr Tenure(Up to 10 Years) | |
|
PUNJAB SIND BANK
|
8.48% | Up to 1% | ₹5L - ₹5Cr Tenure(Up to 10 Years) | |
|
CHOLA MANDALAM BANK
|
9% - 17% | 2% | ₹5L - ₹50L Tenure(15 - 30 Years) | |
|
HSBC
|
8.75% | 1% | ₹3L - ₹30Cr Tenure(Up to 25 Years) |
Money xpress comprehends your financial needs and offers home loans up to 95% of property valuation. Being your true mortgage loan specialist, we open the best routes to affordable home loan interest rates, speedy approvals, and minimal home loan eligibility criteria. Make the next move to your castle with our home loans with quick approval, fast-moving disbursements, flexible loan repayment periods, and low housing loan interest rates starting at 7%.
You can also get a home loan at very competitive rates. Low EMIs for stress-free repayment.
Financing up to 95% of your property valuation, enabling you to own your own home with minimal down payment.
No need for complicated paperwork. Our fast approval and fast disbursement ensure that you get the funds when you need them
You are given preference to repay the loan at your own pace up to 30 years
If you are not happy with your current lender, switch to Money Axel for better interest rates and smooth service./p>
A home loan or mortgage loan is a certain amount of money borrowed from the bank that you can use primarily to buy a property. You can get a home loan for buying apartments, new houses and plots. Or you can opt for a home loan if you want to renovate or rebuild your house. However, you should definitely check the interest rate of the home loan before opting for such a product.
With the rise in real estate prices, many individuals are turning to home loans to fulfill their dream of owning a home. Home loans help you buy a property while paying it off monthly. However, the lender keeps your property as a mortgage until the loan is fully repaid. Lenders use a home loan calculator to calculate your EMI, ensuring transparency in your repayment process.
A home loan repayment has two components - principal repayment and interest payment. Both these components provide tax benefits under various sections of the Income Tax Act.
Section 80C -- You can claim tax deduction up to Rs 1.5 lakh on principal repayment of Awan home loan.
Section 24(b) - Tax deduction up to Rs 2 lakh is available on interest paid on a self-occupied property.
The applicant should be between 21 and 60 years of age.
Both salaried professionals and self-employed individuals are eligible.
A steady annual income is essential for the council to assess its capacity.
Some lenders may require collateral based on the loan amount.
Your assets, job stability and financial background influence the loan approval.
The applicant must be available to Indian residents and NRIs as per the bank's lending policy.
To get a home loan very easily, you need to prepare the documents illustrated below: